1. Acceptance of Terms
By accessing and using the website vintelaxmx.com (hereinafter "the Site"), operated by Vintelaxmx S.A. de C.V., you agree to be bound by these Terms and Conditions of Use, as well as our Privacy Policy and Cookie Policy. If you do not agree with any of these terms, please do not use the Site. Continued use of the Site after the publication of any modifications constitutes acceptance of such changes.
2. Description of Service
Vintelaxmx is a digital platform offering educational and informational materials related to personal finance, government support programs, and economic planning aimed at Mexican citizens. Our services include publication of articles, guides, and educational resources; information on current government support programs and benefits; basic financial planning guidance tools; and handling inquiries through our contact form.
3. Educational Nature of Content
Vintelaxmx is NOT a financial institution, is not regulated by the CNBV, CONDUSEF, or any other regulatory body of the Mexican financial system. We do not provide financial services of any kind. All published content constitutes educational material and should not be interpreted as personalized financial, investment, tax, or legal advice. Financial decisions are the sole responsibility of the user. Potential return adjusted for risk: any reference to financial returns or results is purely illustrative and educational.
4. Site Use
By using the Site, you agree to: use the Site only for lawful purposes; not use the Site in a way that may damage or impair its operation; not attempt unauthorized access to systems connected to the Site; provide truthful information when using our contact form; and not reproduce or commercially exploit any part of the Site without express authorization.
5. Intellectual Property
All Site content, including texts, graphics, logos, images, and software, are the property of Vintelaxmx S.A. de C.V. or its licensors and are protected by Mexican and international intellectual property laws, including the Federal Copyright Law. The "Vintelaxmx" trademark and associated logo are registered trademarks. Their use is prohibited without prior written authorization.
6. Limitation of Liability
Vintelaxmx provides Site content "as is" and "as available." We do not guarantee that the information is complete, accurate, or applicable to your particular situation. Vintelaxmx shall not be liable for financial decisions made based on educational information; economic losses derived from Site use; service interruptions or technical errors; or content of third-party websites linked from the Site. We recommend consulting a certified financial professional before making any important economic decision.
7. Privacy and Data Protection
The processing of your personal data is governed by our Privacy Policy, available on this Site, which forms an integral part of these Terms and Conditions. By using the Site, you acknowledge having read and accepted said Privacy Policy in accordance with the LFPDPPP.
8. Links to Third-Party Sites
The Site may contain links to third-party websites, including government portals and educational institutions. These links are provided solely for your convenience. Vintelaxmx has no control over the content of these external sites and is not responsible for their content or privacy policies.
9. Applicable Law and Jurisdiction
These Terms are governed by the current laws of the United Mexican States, particularly the Commercial Code, the Federal Civil Code, the Federal Consumer Protection Law, and the LFPDPPP. For the resolution of any dispute, the parties submit to the jurisdiction of the competent courts of Mexico City, waiving any other jurisdiction that may correspond to them.
10. Modifications
Vintelaxmx reserves the right to modify these Terms at any time. Modifications will take effect upon publication on the Site. It is the user's responsibility to periodically review these Terms.
11. Contact
For any inquiry related to these Terms and Conditions, you may contact us at contacto@vintelaxmx.com or at our address: Av. Paseo de la Reforma 505, Floor 12, Col. Cuauhtémoc, Alcaldía Cuauhtémoc, C.P. 06500, Mexico City, Mexico.